Privacy Policy
Facts |
What does First National Bank in Howell do with your personal information? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? |
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does First National Bank in Howell share? |
Can you limit this sharing? |
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For our everyday business purposes - such as to process your transactions, maintain your accounts, respond to court and legal investigations, or report to credit bureaus |
Yes | No |
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For our marketing purposes - to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | Yes |
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For our affiliates' everyday business purposes- information about your transactions and experiences |
No | No |
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For our affiliates' everyday business purposes- information about your creditworthiness |
No | Yes |
| For our afffiliates' to market to you | No | Yes |
| For nonaffiliates to market to you | No | Yes |
To Limit our sharing |
Call 517.546.3150 - our menu will prompt through your choices or visit us online at www.fnbh.com, log into your online banking account and then "contact us". Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us anytime to limit our sharing. |
Questions? |
Call 517.546.3150 or go to one of our branch offices |
Who we are |
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| Who is providing this notice? | First National Bank in Howell |
What we do |
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| How does First National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does First National Bank collect my personal information? |
We collect your personal information, for example, when you
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| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | First National Bank in Howell does not limit sharing by account, rather by individuals. Therefore, your choices will apply to all of your accounts. |
Definitions |
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| Affiliates |
Companies related by common ownership or control. They can be financial or nonfinancial companies.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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