Credit Card Processing

Today’s consumer expects to be able to pay using their credit or debit card. Plus, enabling customers to make spur of the moment buying decisions increases sales. Studies show that accepting credit cards increases sales by 15 to 50 percent. Additionally, businesses accepting credit cards see larger purchase amounts, gain increased credibility and benefit from a more secure payment method than cash.

For businesses and organizations of all sizes, our program provides access to complete credit and debit card processing solutions for retail, mail order/telephone order and internet - including corporate/government purchasing cards, stored value and loyalty cards and check cards.

Everything needed to process cards is included; merchant account origination and underwriting, terminal equipment for lease or sale, 24 hour customer service, training and supplies, voice authorization, online and paper statements, loss prevention specialists and recurring payments that make billing and collections easier and more efficient.

What’s in it for you?

  • Great low rates and reliable 24/7 customer service
  • A free savings analysis that proves you can save money
  • Secure 24/7 online transaction reporting
  • No equipment purchase required
  • Funds available in 2-5 business days
  • Reprogramming of compatible equipment

For more information on any of First National's Business Banking or Cash Management Services, visit any branch office or call 517.546.3150.

Find out more about specific Merchant Service programs available through First National...

Credit Card Processing - Accepting credit and debit card payments
Virtual Terminal - process payments over the internet
Mobile Payments - process payments from any smartphone
Shop Keep - Intelligent tablet-based POS system
U-Accept - full featured POS system
Check Services - Check guarantee and conversion
Gift and Loyalty Cards - Custom designed with multiple program types
Invoice Cloud - Electronic invoice presentment
Clear Gage - Medical payments accelerator
Donate Now - Donation acceptance for non-profit organizations
Online Reporting - Complete access to essential accounting information
Understanding Statements - Helping merchants read their statement

See them in action in these quick video overviews...

Mobile Clover Go - turn your smartphone into a mobile credit card terminal and accept payments anywhere!
Shop Keep - the industry leading intelligent, tablet-based point of sale system.
U-Accept - fully integrated and connected POS system designed for small business
Invoice Cloud - Electronic Invoice Presentment.
Clear Gage - Patient Payment Plans, payments, reduce bad debt, get paid quicker.
EMV - The transition to EMV Smart Cards (video provided by TSYS Acquiring Solutions).