Personal Savings, Money Markets/CDs/IRA's

The power of Saving for the Future

Whether you’re saving for a a rainy day, a special event, maybe a car, your first or second home, a well-earned vacation or building a college or retirement fund, First National Bank can help you get there. Contact a Personal Banker to get started today!

All Purpose First Savings

Set up one account or multiple accounts to meet specific savings goals. A small deposit gets you started, and you can avoid a monthly maintenance fee by maintaining a minimum balance while earning interest on your money.

Money Market-Consumer

There’s a serious saver in all of us. A meaningful opening deposit gets you started and interest rates that increase with the amount invested help your dollars compound faster.

First Savings

Kids: start saving for your future with a First Savings Account, which earns a competitive interest rate and offers ATM access to your money.

First Christmas Club

Our Christmas Club helps you save a little all year long for the holidays or a purchase that falls late in the year. In October, your balance automatically transfers to the First National account of your choice. Your balance grows with each deposit and the competitive interest rate it earns.

Certificates of Deposit

When you can commit to a specific timeframe with your savings, a Certificate of Deposit (CD) from First National Bank helps you earn more interest than traditional savings accounts. Terms from 30 days to 5 years offer competitive interest rates that often rise with longer-term CDs.


There's no better time than now to start planning for your retirement. An IRA continues to be one of the most useful tools for doing so. Every retirement plan needs a safe and sound vehicle for retirement savings. Look no further than your friends at First National. Beyond attractive rates and terms to fit our savings goals, our friendly knowledgeable team is here for you when you have questions or need assistance.  

NOTE: IRA Owners and Retirement Plan Participants-Special CARES Act Information (4/2020)

The CARES Act contains several important provisions designed to provide Americans with increased access to and flexibility with their retirement savings. The overview and FAQ's below provides details.

Overview for IRA Owners and Retirement Plan Participants(opens in a new window)

FAQ's for IRA Owners and Retirement Plan Participants(opens in a new window)

Try these easy to use savings Savings Calculators.